I went out for what I was expecting to be an hour walk today. It was reasonably comfortable when I started.
I forgot, though, that I live in Michigan (Canada).
After about five minutes, the wind started blowing, and I swear the temperature was dropping with every single step I took. Cold fronts in November-February are downright angry, and this one was fierce. The wind was like a face slap repeated every second.
I made it through thirty minutes, and then it started snowing. That was a quick "Hell, no" from me, and I cut things short and went back. By the time I got back to the apartment, the wind chill was 24F.
A moose would not have surprised me.