Version One: the Jackass Wagon answer.
Electronic Arts is not collecting credit information from its online customers via their Xbox Live account profile.
Version Two: the correct answer.
1) Have you, at any point, in the past, collected credit card information from Xbox Live accounts?
2) Do you have a database of credit card numbers obtained in this manner?
Like I said, we need consumer advocacy protection. We need watchdogs to look out for our interests, because clearly, some of these companies couldn't care less.
I know one thing: I'm going to start reading every damn EULA that pops up on my screen, no matter how long. And if you guys do, too, at least I can post what looks questionable and offer some small measure of protection.